@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600&family=Manrope:wght@500;600;700;800&display=swap');
:root{--navy:#092C34;--ink:#202426;--blue:#123F49;--line:#DDD5C9;--muted:#51595A;--paper:#F0ECE6}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#F7F6F2;color:var(--ink);font:16px/1.7 'Inter',sans-serif}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}button,input,textarea{font:inherit}button,a,input,textarea{outline-offset:5px}h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.16;letter-spacing:-.045em}h1{font-size:clamp(2.6rem,5.4vw,5.3rem);font-weight:500;margin:20px 0 28px}h2{font-size:clamp(2rem,3.5vw,3.5rem);font-weight:500;margin:14px 0 26px}h3{font-size:1.45rem;letter-spacing:-.025em}p{margin:0 0 22px}.wrap{width:min(1280px,calc(100% - 96px));margin:auto}.top{background:var(--navy);color:#F7F6F2;font-size:14px;padding:9px 0}.top .wrap{display:flex;justify-content:space-between}.top a{color:#F7F6F2}.header{background:#F7F6F2;border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:102px;gap:35px}.brand{display:flex;align-items:center;gap:18px}.brand img{width:126px;height:68px;object-fit:contain}.brand span{font-size:12px;border-left:1px solid var(--line);padding-left:18px;line-height:1.45;max-width:130px}.links{display:flex;align-items:center;gap:29px;font-size:14px;font-weight:500}.links .active{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 25px;background:var(--navy);color:white;border:1px solid var(--navy);font-size:14px;font-weight:600;cursor:pointer}.btn:hover{background:var(--blue);color:#F7F6F2;border-color:var(--blue)}.btn.secondary{background:transparent;color:var(--navy);border-color:#B68A5A}.btn.secondary:hover{background:var(--paper)}.menu{display:none}.eyebrow{font-size:12px;font-weight:700;letter-spacing:.17em;text-transform:uppercase;color:var(--blue)}.hero{display:grid;grid-template-columns:1.05fr 1fr;min-height:610px;position:relative}.hero-copy{padding:72px 60px 65px 0;align-self:center}.hero-copy p{max-width:455px;color:var(--muted);font-size:18px}.hero-photo{position:relative;margin-right:calc((1280px - 100vw)/2);overflow:hidden;min-width:0;background:#DDD5C9}.hero-photo img{height:100%;width:100%;object-fit:cover;object-position:65% center}.caption{position:absolute;bottom:27px;left:30px;background:rgba(9,44,52,.94);color:#F7F6F2;padding:16px 22px;font-size:14px;max-width:300px}.caption small{display:block;color:#DDD5C9;font-size:12px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}.strip{background:var(--navy);color:white}.strip .wrap{display:grid;grid-template-columns:repeat(3,1fr);padding:31px 0}.strip article{padding:0 30px;border-left:1px solid #466068}.strip article:first-child{border:0;padding-left:0}.strip h3{font-size:17px;margin:0 0 8px;letter-spacing:0}.strip p{color:#DDD5C9;font-size:14px;margin:0;line-height:1.55}.section{padding:95px 0}.intro{display:flex;justify-content:space-between;gap:40px;align-items:flex-end;margin-bottom:35px}.intro h2{max-width:700px;margin-bottom:0}.intro p{max-width:330px;color:var(--muted);margin-bottom:0}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.service-card{padding:35px 30px 30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);transition:background .2s;display:flex;flex-direction:column}.service-card:hover{background:var(--paper)}.number{font-size:14px;color:var(--blue);margin-bottom:35px}.service-card p{font-size:16px;color:var(--muted)}.text-link{color:var(--blue);font-size:14px;font-weight:700;border-bottom:1px solid var(--blue);align-self:flex-start;margin-top:auto}.soft{background:var(--paper)}.split{display:grid;grid-template-columns:1fr 1fr;gap:100px}.split p{color:var(--muted)}.values{display:grid;grid-template-columns:1fr 1fr;gap:24px 35px}.values h3{font-size:18px;margin:0 0 10px}.values p{font-size:14px}.broker-list{border-top:1px solid var(--line)}.broker-list a{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);padding:25px 0;gap:20px}.broker-list a:hover{color:var(--blue)}.broker-list span{font-size:22px;font-family:Manrope}.broker-list small{font-size:14px;color:var(--blue)}.cta{background:var(--navy);color:white;padding:75px 0}.cta .wrap{display:flex;gap:40px;align-items:center;justify-content:space-between}.cta h2{max-width:760px;margin-bottom:18px}.cta p{color:#DDD5C9;margin:0}.cta .btn{background:white;color:var(--navy);border-color:white;white-space:nowrap}footer{padding:55px 0 22px}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr 1fr;gap:36px}footer h3{font-size:15px;letter-spacing:0;margin:0 0 16px}footer a{display:block;font-size:14px;margin-bottom:9px;color:var(--muted)}footer .wordmark{font-size:44px;letter-spacing:-.06em;color:var(--navy);font-weight:800;line-height:1.2}footer p{color:var(--muted);font-size:14px}.footnote{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:21px;margin-top:40px;font-size:12px;color:var(--muted)}.footnote a{font-size:12px}.page-title{padding:60px 0;background:var(--paper)}.crumb{font-size:14px;color:var(--muted);margin-bottom:30px}.page-title h1{font-size:clamp(2.5rem,4.8vw,4.4rem);max-width:1000px;margin-bottom:0}.detail{display:grid;grid-template-columns:minmax(0,2fr) 1fr;gap:95px;padding:70px 0 95px}.prose h2{font-size:1.8rem;letter-spacing:-.025em;margin-top:38px}.prose p{color:var(--muted);font-size:17px}.prose>p:first-child{font-size:20px;color:var(--ink)}.aside{background:var(--paper);padding:30px;height:fit-content;position:sticky;top:25px}.aside h3{margin-top:0}.aside a{display:block;margin:14px 0}.aside .btn{display:flex}.plan-image{max-width:100%;height:auto}.resource{border:1px solid var(--line);padding:28px;margin:22px 0}.resource h3{margin-top:0}.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:100px}.contact-grid h2{font-size:2.8rem}.contact-line{border-bottom:1px solid var(--line);padding:18px 0}.contact-line small{display:block;color:var(--muted);font-size:14px}.contact-line a{font-size:22px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-grid label{font-size:14px;display:block;font-weight:500}.form-grid input,.form-grid textarea{display:block;width:100%;border:1px solid #B8B3AA;background:white;padding:12px;margin-top:6px;border-radius:0}.form-grid textarea{min-height:140px;resize:vertical}.full{grid-column:1/-1}.check{display:flex;gap:10px;font-size:14px;margin:17px 0}.check input{width:18px;flex-shrink:0}#form-status{margin-top:20px}.skip{position:absolute;left:-9999px}.skip:focus{left:20px;top:20px;background:white;padding:10px;z-index:10}@media(min-width:1376px){.hero-photo{margin-right:calc((1280px - 100vw)/2)}}@media(max-width:1375px){.hero-photo{margin-right:-48px}}@media(max-width:1050px){.brand span{display:none}.links{gap:18px}.hero-copy{padding-right:35px}.split{gap:50px}.detail{gap:45px}.contact-grid{gap:50px}}@media(max-width:760px){.wrap{width:calc(100% - 40px)}.top .wrap>span{display:none}.top .wrap{justify-content:flex-end}.nav{min-height:80px;flex-wrap:wrap;gap:0}.brand img{width:100px;height:58px}.menu{display:block;background:white;border:1px solid var(--line);padding:8px 15px;color:var(--navy)}.links{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding-bottom:20px}.links.open{display:flex}.links a{padding:10px 0}.links .btn{padding:12px}.hero{grid-template-columns:1fr;min-height:0}.hero-copy{padding:45px 0}.hero-photo{height:330px;margin:0 -20px}.hero-copy p{font-size:17px}.caption{left:20px;bottom:20px}.strip .wrap{grid-template-columns:1fr;padding:15px 0}.strip article,.strip article:first-child{padding:16px 0;border:0}.strip article+article{border-top:1px solid #466068}.section{padding:60px 0}.intro{display:block}.intro p{margin-top:22px}.service-grid{grid-template-columns:1fr}.service-card{padding:28px}.number{margin-bottom:12px}.split,.detail,.contact-grid{grid-template-columns:1fr;gap:35px}.values{gap:20px}.cta .wrap{display:block}.cta .btn{margin-top:28px}.footer-grid{grid-template-columns:1fr 1fr}.footnote{display:block}.footnote a{margin-top:10px}.detail{padding:45px 0}.aside{position:static}.broker-list span{font-size:18px}.broker-list small{max-width:80px;text-align:right}.page-title{padding:35px 0}.form-grid{grid-template-columns:1fr}.full{grid-column:auto}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.table-scroll{overflow:auto;margin:0 0 40px}table{border-collapse:collapse;width:100%;font-size:14px;text-align:left}caption{text-align:left;font-family:Manrope;font-size:24px;margin:0 0 20px}th,td{padding:15px 12px;border-bottom:1px solid var(--line)}thead{background:var(--navy);color:white}tbody th{font-weight:500;width:56%}tbody tr:nth-child(even){background:var(--paper)}

/* FÜKA digital identity · Manrope / Inter · brand palette */
:root{--petrol:#123F49;--deep:#092C34;--ivory:#F7F6F2;--sand:#DDD5C9;--graphite:#202426;--bronze:#B68A5A}
body{background:var(--ivory);color:var(--graphite)}
h1,h2,h3{color:var(--deep);font-weight:800;letter-spacing:-.045em}
h1{font-size:clamp(2.9rem,5.2vw,5rem);line-height:1.07;margin:22px 0 25px}
h2{font-weight:800;line-height:1.13}
h3{font-weight:700;line-height:1.3}
.top{background:var(--deep);border-bottom:2px solid var(--bronze)}
.header{background:var(--ivory)}.nav{min-height:110px}.brand img{width:270px;height:auto;mix-blend-mode:multiply}.brand{flex-shrink:0}
.links{gap:23px}.links a.active{color:var(--petrol);text-decoration:underline;text-decoration-color:var(--bronze);text-underline-offset:8px;text-decoration-thickness:2px}
.btn{background:var(--bronze);color:var(--deep);border-color:var(--bronze);border-radius:3px;font-weight:600}
.btn:hover{background:var(--petrol);color:var(--ivory);border-color:var(--petrol)}
.btn.secondary{background:transparent;color:var(--deep);border-color:var(--petrol)}
.btn.secondary:hover{background:var(--sand)}
.eyebrow{color:var(--petrol);letter-spacing:.16em;font-weight:600;display:flex;align-items:center;gap:14px}
.eyebrow:after{content:'';display:inline-block;flex-shrink:0;width:22px;height:8px;background:radial-gradient(circle at 4px 4px,var(--bronze) 3.5px,transparent 4px),radial-gradient(circle at 18px 4px,var(--bronze) 3.5px,transparent 4px)}
.brand-rule{display:flex;align-items:center;gap:8px;margin:0 0 24px}.brand-rule i{display:block;background:var(--bronze);width:86px;height:2px;margin-right:7px}.brand-rule b{display:block;width:8px;height:8px;background:var(--bronze);border-radius:50%}
.hero{grid-template-columns:1.1fr 1fr;min-height:640px}.hero-copy{padding:70px 35px 65px 0}.hero-copy h1 span{color:var(--petrol)}
.hero-copy p{max-width:470px}.hero-photo{border-left:1px solid var(--sand)}.hero-photo img{filter:saturate(.66);object-position:65% center}
.caption{border-top:2px solid var(--bronze);padding:18px 24px;font-weight:500}.caption small{font-weight:400;margin-top:2px}
.strip{background:var(--petrol)}.strip h3{color:var(--ivory);font-weight:700}.strip article{border-color:#507079}.strip p{color:var(--sand)}
.section{padding-top:100px;padding-bottom:100px}.service-grid{border:0;gap:24px}.service-card{border:1px solid var(--sand);border-top:3px solid var(--bronze);background:var(--ivory);padding:34px 30px 32px}.service-card:hover{background:#F0ECE6}
.number{color:var(--bronze);font:800 32px/1 'Manrope',sans-serif;letter-spacing:-.03em;margin-bottom:28px}
.text-link{color:var(--petrol);border-color:var(--bronze);border-bottom-width:2px}.text-link:hover{color:var(--deep)}
.soft{background:#F0ECE6}.values article{border-top:1px solid var(--sand);padding-top:18px}.values h3{color:var(--petrol)}
.broker-list a{padding:27px 0}.broker-list span{font-weight:700;color:var(--deep)}
.cta{background:var(--deep);padding:82px 0}.cta h2{color:var(--ivory)}.cta h2 span{color:var(--bronze)}.cta .eyebrow{color:var(--sand)}.cta p{color:var(--sand)}.cta .btn{background:var(--bronze);border-color:var(--bronze);color:var(--deep)}.cta .btn:hover{background:var(--ivory);border-color:var(--ivory)}
footer{background:var(--ivory)}.footer-brand img{width:255px;max-width:100%;height:auto;mix-blend-mode:multiply}.footer-brand{margin-bottom:18px}
footer h3{color:var(--deep);font-weight:700}.footnote{border-color:var(--sand)}
.page-title{background:#F0ECE6;border-bottom:1px solid var(--sand)}.page-title h1{font-weight:800}.aside{background:#F0ECE6;border-top:3px solid var(--bronze)}.aside h3{color:var(--deep)}
.resource{border-color:var(--sand);border-left:3px solid var(--bronze)}
.prose h2{color:var(--petrol);font-weight:800}.contact-line{border-color:var(--sand)}.contact-line a{color:var(--petrol);font-weight:500}
.form-grid input,.form-grid textarea{background:#FCFBF8;border-color:#B8B3AA;color:var(--graphite)}input[type=checkbox]{accent-color:var(--petrol)}
caption{color:var(--deep);font-weight:800}thead{background:var(--petrol);color:var(--ivory)}tbody tr:nth-child(even){background:#F0ECE6}th,td{border-color:var(--sand)}
@media(max-width:1150px){.brand img{width:215px}.links{gap:16px;font-size:13px}.links .btn{padding:12px 17px}}
@media(max-width:1000px){.nav{min-height:90px;flex-wrap:wrap;gap:0}.menu{display:block;background:var(--ivory);border:1px solid var(--sand);padding:8px 15px;color:var(--deep)}.links{display:none;width:100%;flex-direction:column;align-items:stretch;gap:0;padding-bottom:20px;font-size:14px}.links.open{display:flex}.links a{padding:10px 0}.links .btn{padding:12px}.brand img{width:260px}}
@media(max-width:760px){.brand img{width:225px;height:auto}.nav{min-height:85px}.hero{grid-template-columns:1fr;min-height:0}.hero-copy{padding:45px 0}.hero-copy h1{font-size:clamp(2.5rem,10vw,4rem)}.hero-photo{height:340px;border:0}.section{padding-top:60px;padding-bottom:60px}.service-grid{gap:18px}.service-card{padding:28px}.number{margin-bottom:18px}.cta{padding:60px 0}.cta h2{font-size:2.3rem}.eyebrow{font-size:11px;letter-spacing:.12em;gap:8px}.footer-brand img{width:230px}}
@media(max-width:390px){.brand img{width:200px}.actions .btn{width:100%}.footer-grid{grid-template-columns:1fr}}